Legal Opinion

LO-2025-02 | Applicability of Person with Disability Discount on Insurance Premiums

Legal Opinion / 4 April 2025

LO-2025-02 | Applicability of Person with Disability Discount on Insurance Premiums Read More »

LO-2025-01 | Query on Applicability of Licensing Requirements for Digital Platform Providers in the Insurance Sector

Legal Opinion / 8 January 2025

LO-2025-01 | Query on Applicability of Licensing Requirements for Digital Platform Providers in the Insurance Sector Read More »

LO-2024-02 | Clarification on Applicability of Requirement of Prior Approval of the Insurance Commission Circular Letter (“CL”) No. 2017 -58 on Change of Control

Legal Opinion / 12 July 2024

LO-2024-02 | Clarification on Applicability of Requirement of Prior Approval of the Insurance Commission Circular Letter (“CL”) No. 2017 -58 on Change of Control Read More »

LO-2024-01 | Request for Clarification on Possible Violation of Insurance Company

Legal Opinion / 16 April 2024

LO-2024-01 | Request for Clarification on Possible Violation of Insurance Company Read More »

LO-2023-19 | Inquiry Regarding Cross-Border Selling of Insurance Products to OFWs

Legal Opinion / 6 October 2023

LO-2023-19 | Inquiry Regarding Cross-Border Selling of Insurance Products to OFWs Read More »

LO-2023-18 | Health Maintenance Organization (HMO) Coverage of Filipino Elderly

Legal Opinion / 22 September 2023

LO-2023-18 | Health Maintenance Organization (HMO) Coverage of Filipino Elderly Read More »

LO-2023-17 | Query on Policy Delivery via E-mail in relation to the Cooling-Off Period

Legal Opinion / 2 August 2023

LO-2023-17 | Query on Policy Delivery via E-mail in relation to the Cooling-Off Period Read More »

LO-2023-16 | Request for Legal Opinion on the Interpretation of Section 182 of the Insurance Code, as amended by Republic Act No. 10607

Legal Opinion / 2 August 2023

LO-2023-16 | Request for Legal Opinion on the Interpretation of Section 182 of the Insurance Code, as amended by Republic Act No. 10607 Read More »

LO-2023-15 | Request for Legal Opinion on Possibility of Non-compliance, if it will be mentioned in Unicon Insurance Brokers Corp. (UIBC)Internal Audit Charter the said agreement/alignment between UIBC and JG Summit Holdings, Inc.

Legal Opinion / 19 July 2023

LO-2023-15 | Request for Legal Opinion on Possibility of Non-compliance, if it will be mentioned in Unicon Insurance Brokers Corp. (UIBC)Internal Audit Charter the said agreement/alignment between UIBC and JG Summit Holdings, Inc. Read More »

LO-2023-14 | Request for Legal Opinion on Electronic Sale of Insurance Products by Intermediaries

Legal Opinion / 18 May 2023

LO-2023-14 | Request for Legal Opinion on Electronic Sale of Insurance Products by Intermediaries Read More »