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INSURANCE
COMMISSION
1071 United
Nations Ave.,
Ermita Manila, Philippines
Tele/Fax (+632) 5238461-70
E-Mail: pubassist_ic@yahoo.com.ph
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FEEDBACK |
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| 3/10/2010 |
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| 3/10/2010 |
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ALICE P. TINHAY |
| DEPT. OF LABOR AND EMPLOYMENT REGION 10, CAGAYAN D |
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| CTPL claim |
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Department of Finance INSURANCE COMMISSION Public Assistance & Information Division Tel. No. 523-8461 to 70 local 102, 103, 105
CLAIMANT’S REQUEST FOR ASSISTANCE
Claimant: MONICA B. PALOMAS Address: BOOL DISTRICT, TAGBILARAN CITY, BOHOL Telephone No./Cell phone No.: 09154340444 Insurer/Name of Insurance Company: BF GENERAL INSURANCE Insured: TERESITA L. PARSONS Policy No.: Date of Loss/Accident: OCTOBER 20, 2009 Nature of Claim: CTPL AMOUNT OF CLAIM: P100,000 Place of Accident: BOOL DISTRICT, TAGBILARAN CITY Date : OCTOBER 20, 2009 @ AROUND 11:00am
SUMMARY OF CLAIMANT’S REQUEST:
II am the daughter of the claimant and the sister of the victim, Michael B. Palomas. We filed our CTPL claim with BF General Insurance Company end of December 2009 but the company denied/disapproved our claim without even informing us through a letter. We only knew of their decision when we made a follow up in their branch office in Tagbilaran City. They only informed Mrs, Teresita L. Parsons, the insured.
I sent a letter (dated February 5, 2010) to the insurance company (copy furnished your office) and made a follow up through phone call yesterday (March 9, 2010) but they said wala talaga kaming makuha dahil noong nabangga ang kapatid ko ay wala cyang license. Ang totoo may lisensya siyang dala sa wallet niya kaya lang expired na. Pero sa palagay ko hindi naman seguro dapat yon ang basihan sa pagdeny ng claim naming kasi klaro naman sa police report na binangga ang kapatid ko. Siya ang biktima. Dapat lang naman siguro na managot ang may sala. Pero ni isang kusing walang ibinigay na tulong ang may ari ng motor sa amin. Kasingkunat ng BF General.
Sino lang ba talaga ang pwede maka claim CTPL. Compulsory nga kaya dapat ibigay nila. Na comply naman namin lahat ng requirements. Bakit ba pag collection ay dapat up-to-date pero pag may nag claim na hinahanapan talaga nila ng rason para hindi sila makabiyay. Sa nalalaman ko sa BPI/MS Insurance binibigay naman nila ang CTPL.
Ano po ba talaga ang ibig sabihin ng Sections 1& 2 ng General Insurance policy na “An authorized drive shall include a duly licensed driver but whose license at the time of the accident had expired.”
Hope that you would look into this matter the soonest and help us to receive the benefit due to us.
Claimant’s Signature: For and in behalf of the Claimant
(sgd,) ALICE PALOMAS-TINHAY Michael’s Sister
Assisted by:
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| 3/9/2010 |
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